The request for authorization is first sent through the merchant’s acquiring bank and associated payment processor, to determine the card holder’s bank (issuing bank). When notified, the card holder’s issuing bank then determines whether the transaction with the merchant will either be approved or declined based on the card holder’s line of credit. If the issuing bank approves the transaction, it will place a hold (an “authorization”) on the necessary funds in the shopper’s account.
For more than a decade, Jeffrey L. Wilson has penned gadget- and video game-related nerd-copy for a variety of publications, including 1UP, 2D-X, The Cask, Laptop, LifeStyler, Parenting, Sync, Wise Bread, and WWE. He now brings his knowledge and skillset to PCMag as a Lead Analyst. When he isn't staring at a monitor (or two) and churning out web hosting, music, utilities, and video game copy, Jeffrey makes comic books, mentors, practices bass and Jeet Kune Do, and appears on the odd podcasts or convention panel. He also collects vinyl and greatly enjoys a craft brew.
Office Autopilot plans all start at above $200 a month. These are the top 10 autoresponder and email marketing tools on the market today. You have options all the way from free to several hundred dollars a month, from basic functionality to complex analytics and shopping cart integration. The one you pick depends entirely on where your business is and what it needs.
Today, HostGator is known for its budget-friendly hosting plans that web entrepreneurs and businesses of all types are leveraging to build online presence. The host’s proprietary website builder provides a drag-and-drop environment and a wide range of templates that make getting a site up and running a cinch. HostGator also gives customers access to a number of CMS and eCommerce platforms, including WordPress, Joomla, Drupal, and Magento, among others.
An advantage of using a website builder is that it allows you to simply drag and drop content to create your site, and publish your site to live with a few clicks. No technical experience is required. With the Website.com site builder, you will not need to build your website with coding, and you will not need to transfer files from your desktop computer to the server through FTP.
Once you’ve decided on your top choices for your site name, make sure you are not violating anyone’s trademarks. To check within US, visit uspto.gov/trademarks and do the search before you register the name. It is always good to check now because this could kill a great website and business down the road. Also, if you are going to include some big name product, such as Twitter or Facebook, review their terms and conditions. Most will not allow you to use their name in any part of your domain.
Laura Bernheim (HostingAdvice.com): It's hard to argue with a shared hosting plan that includes unlimited storage, bandwidth, websites, and email — but shared hosting is a crowded industry that turns on name recognition, reputation, and bargain-basement prices. InterServer outperforms some of our higher-rated hosts, but we understand that many first-time site owners are laser-focused on finding the lowest costs. Go to full review »
Why? Because word of mouth only gets you so far in the internet era. People discover new businesses—even local business—via Bing, Google, and Yahoo. The days when they'd just look you up in the yellow pages are long gone. If you don't have a sharable website address, your chances of building online word of mouth via social networking plummet, too. In other words, no website, no discoverability, no money. Of course, web hosting isn't just for businesses. You may want to host a personal website or blog, too. Either way, the services here have you covered.
Security is an integral component of all payment gateways; sensitive data such as credit card numbers need to be protected from any fraudulent activities. The card associations have created a set of rules and security standards which must be followed by anyone with access to card information, including gateways. This set of rules and security standards is called the Payment Card Industry Data Security Standard (PCI-DSS or PCI).
If you’re planning to run a blog, a straightforward content website, or a website with a combination of functionalities — like a blog with a store — your best bet is probably a content management system like WordPress. This would provide a stable and flexible platform for doing a number of different common business activities online. Two other popular options in this category are Drupal and Joomla.